Fix it without filing a claim
For smaller repairs, paying yourself can be simpler. And you don’t have to pay it all at once.
Not sure which way to go?
Get a free estimate first, then decide. Estimates are always free, with zero pressure.
North Layton(801) 444-3144South Layton(801) 544-7092Ogden(801) 399-0552When paying yourself makes sense
The repair costs about the same as your deductible, or less.
You'd rather not wait on an insurance adjuster.
You'd prefer to keep a small repair off your insurance.
Simple from start to finish
- 1Free estimateWe tell you exactly what it costs.
- 2Approve the priceWe won't start until you say yes.
- 3We fix your carSame factory-certified repair.
- 4Pay or financeAt pickup, or in monthly payments.
Spread out the cost
Financing is available through Mountain America Credit Union, so you can pay for your repair, or your insurance deductible, in monthly payments. Just ask when you request your estimate, and we’ll walk you through it.
Financing is subject to credit approval.
Same quality, whoever pays.
Whether you pay yourself or go through insurance, you get the same factory-certified repair, the same safety checks, and the same lifetime guarantee on our workmanship.
Get your free estimate
Send us a few details about your car and what happened. Someone from our team will reach out to you. Estimates are always free, with no obligation.
Interested in financing? Choose “Paying myself with financing” on the form and we’ll walk you through it.
Common questions
Don’t see yours? Call any location and we’ll walk you through it.
No. In Utah, you choose where your car is repaired. When an adjuster suggests a shop, it’s usually one in that insurer’s Direct Repair Program (DRP), which is a pricing agreement between the insurance company and the shop. It doesn’t change what your policy covers.
Young Collision Center is a DRP partner for many insurers and works with all of them, so choosing us won’t slow down your claim. We’ve been part of this community for 102 years.
It means the company that built your car has trained and approved our technicians to repair it. We follow the manufacturer’s own repair instructions, so the frame, crumple zones, and airbags protect you the way they were designed to.
We’re also I-CAR Gold Class certified, a level reached by about 1 in 5 collision shops nationwide.
Your backup camera, blind-spot warning, lane-departure alert, and automatic braking all depend on cameras and sensors in your bumpers, mirrors, and windshield. Even a small accident or a bumper replacement can knock them slightly out of position, and then they may not work correctly.
Calibration resets them to the manufacturer’s exact settings. We use manufacturer-approved calibration tools, and when your car needs it, it’s a standard part of our repair, not an extra.
You can finance it. Through Mountain America Credit Union, you can pay your deductible in monthly payments instead of all at once. Plenty of our customers choose this.
We can’t waive deductibles, but if you have an active vehicle service contract, you may get a deductible credit of up to $1,000.
Ask about financing when you get your estimate, or see how financing works. Financing is subject to credit approval.
- Contact us or your insurance company to get started.
- Bring your car in for a free estimate.
- Your insurance company reviews the estimate.
- We repair your car. Small jobs take a few days, and bigger ones usually take 1 to 2 weeks.
- You pick it up, and we walk you through the repair.
Paying yourself? You skip step 3. Here’s how that works.
Yes. Our lifetime guarantee covers all the workmanship on your repair, and it comes from Young Collision Center, not your insurance company. So it covers our work whether or not we’re on your insurer’s preferred list.